How the rich get richer – money in the world economy | DW Documentary

  • Published: 05 July 2017
  • Exploding real estate prices, zero interest rate and a rising stock market – the rich are getting richer. What danger lies in wait for average citizens?

    For years, the world’s central banks have been pursuing a policy of cheap money. The first and foremost is the ECB (European Central Bank), which buys bad stocks and bonds to save banks, tries to fuel economic growth and props up states that are in debt. But what relieves state budgets to the tune of hundreds of billions annoys savers: interest rates are close to zero.

    The fiscal policies of the central banks are causing an uncontrolled global deluge of money. Experts are warning of new bubbles. In real estate, for example: it’s not just in German cities that prices are shooting up. In London, a one-bed apartment can easily cost more than a million Euro. More and more money is moving away from the real economy and into the speculative field. Highly complex financial bets are taking place in the global casino - gambling without checks and balances. The winners are set from the start: in Germany and around the world, the rich just get richer. Professor Max Otte says: "This flood of money has caused a dangerous redistribution. Those who have, get more." But with low interest rates, any money in savings accounts just melts away. Those with debts can be happy. But big companies that want to swallow up others are also happy: they can borrow cheap money for their acquisitions. Coupled with the liberalization of the financial markets, money deals have become detached from the real economy. But it’s not just the banks that need a constant source of new, cheap money today. So do states. They need it to keep a grip on their mountains of debt. It’s a kind of snowball system. What happens to our money? Is a new crisis looming? The film 'The Money Deluge' casts a new and surprising light on our money in these times of zero interest rates.

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Comments • 2 410

  • DW Documentary
    DW Documentary   2 years back

    For the Spanish version of this documentary, visit our new YouTube channel 'DW Documental':

    • Tommy Hession
      Tommy Hession  3 months back

      @Abraham perez 6

    • Tommy Hession
      Tommy Hession  3 months back

      [email protected] Alexandru 02

    • Godliving Urassa
      Godliving Urassa  3 months back

      I want them in Swahili ,I listen much of ur documntrs but am not good in listening english in English tongue

    • Tomas Bickel
      Tomas Bickel  4 months back

      @Abraham perez, in German, they create "Giralgeld" - translates as money. But still inaccurate: That 10.000:100€-issue means that a bank with 1 mil. can lend 100 mil. That's it. The interest of those 100 mil. pays all the expenses. The central bank controls those 100 mil. Increase those 100€ to 500€ and the 100 mil melt to 50 mil - but those have to bear 100% of the expenses. The central bank could instantly pull the plug if it wants.

    • Sylvan Moir
      Sylvan Moir  4 months back

      karl marx did not understand credit

  • Cognitive dissidence
    Cognitive dissidence  6 hours back

    Watching in 2019 Jeff Bezos makes BILL GATES LOOK POOR

    • Arman Nagapetian
      Arman Nagapetian  8 hours back

      If you give a man gun he can rob a bank; if you give man a bank he can rob the world.

      • Arman Nagapetian
        Arman Nagapetian  8 hours back

        IF that German guy has so much money he does not know what to do with it why he is not buying second house and rent it ?One of the best way to make money today...

        • maksim lukjan
          maksim lukjan  11 hours back

          To get richer you must already have alot and then you can manipulate the poor and the market, otherwise good luck saving 200 dollars a month.

          • Cif Amotan II
            Cif Amotan II  14 hours back

            Banksters rule the world! 😑

            • Merlin Geikie
              Merlin Geikie  21 hours back

              Rich are savers too.
              As the rich get richer, the poor get richer too.
              The world is a far richer place, thanks to savers, billionaires and all the one percent.
              They help all the poor, leave poverty behind, that is ultimately how money works.
              Don't have a jaundiced view of 'capitalism', it is free markets which have helped the entire world SO much.
              Don't stick to dour ideologies, inform yourself of the benefits of circulating money into good projects.

              • BorisaRed
                BorisaRed  2 days back

                So now we know why brexit is happening, total sell out to the criminal blood money world. They make nothing, all based on the bullshit financial world, criminal money and the work houses for the general public

                • BorisaRed
                  BorisaRed  2 days back

                  The system crashed years ago, its all fake, numbers of a computer database and we all buy into the bullshit!

                  • David Lovatt
                    David Lovatt  2 days back

                    Not one mention of Bitcoin.

                    • monro go
                      monro go  2 days back

                      please subtitle bahasa indonesia

                      • Anand G
                        Anand G  2 days back

                        Documentary conclude by stating shift the power to the central bank and things would be fine. Why do you think the salaried govt central bank employee would lend money to Zeon electric car? I would be surprised if he even receive this customer well. Leave it to the state to do the benevolent actions, are you kidding? Just state "bring socialism back" straightly. You Germans, of all the people in the world, should not say this. Forgot east germany so fast? Suffocated by state benevolence they were digging tunnels across the Berlin wall. Oh wait, I forgot Karl Marx, its hard to control the genes, right?

                        And for the readers, "greed -> lending -> hard work is the only way to generate wealth. It is always better to de-centralise that power, all can't be thieves. There are only a handful of people who are willing to go the extra mile and they will get richer. In the process they elevate some portion of society with them. Nurture them, while it encourages greed, it also protect hard work. Then there will be enough wealth for all. Life is unfair, because nature is unfair. Remember our forefathers, only the ones who made fire and forged kingdoms survived. They were greedy and ambitious and we are their direct decendants.

                        You stated a right problem, but the solution is an old and failed one. Got to think better.

                        • Trail Hiker
                          Trail Hiker  2 days back

                          The guy appearing hopeless with his money in the vid has choices. Yes.. Savers aren't being rewarded like they used to...however, there are other options. For example if he likes low risk; a bond fund, or REIT. Some REITS will pay 3 to 8 percent return annually. I prefer to be in control of my own investments. You can buy real estate and flip it, purchase multi family and get rental revenues, and equity as the property goes up in value. I know of one person...they rent a house, get permission to sublet...they rent out the rooms seperately. The global tax idea isnt a good idea. We're swimming in enough taxes. What goverments and banks can do for entrepreneur's is have start up loans. Charge 10% interest. What this documentary didnt show either, is under Obama's Jobs Act he opened it up for companies to do equity crowd funding. This means instead of going to a vulture capalist, the entreprenuer can sell shares through their offering. Dont let this video scare you....there's lots of opportunity in this world. Will we all become billionaires? No! But the odds are there to become millionaires. Its up to you have the drive?

                          • Fellow Villager Climate change Repairman

                            Would anyone here care to vote into law "a measure" of ones conscientious decision "considerate enough" to no longer trust in the convenience of money as being the best and most efficient means for the mass of Humanity to obtain their convenient mass-produced Corporation generated sugared up factory-made & grocery stored and trucked trade secret-ed concoctions of grub for the masses.

                            Instead of more healthily acquired (more fresh from the Earth) "localized" sustenance in the form of beautiful organic Village population produced food -
                            and miscellaneous
                            provisionings such as and crafted local village population produced tools, utensils & sheltering materials procured "by the toil and sweat of our brow" (and all intentionally pre-designed) "to be locally acquired" (within walking distance) - in order to reduce the risk of scarcity "which can (and often is) the underlying catalyst" for the need of creating Wars between Capitalistic Nations.
                            ((This is why "I believe")) if we reduce "our trust - and oblivious compliant use" of money - and the capitalistic money generation systems - and instead commit to utilizing a specialized website for collaboration "via the Internet" - for pre- segregating & assembling like minds into like-minded Village design groups - in order to pre-design "more self-governed" - more simplistic "well provisioned" food forested ((Village population maintained - by signed contract)) - Village lifestyles.
                            Then - and only then - we could "for the most part" predominantly disconnect from our present predicament "of having been born into pre-designed (((money generation systems type - capitalistic type lifestyles.)))
                            Because if we don't take the opportunity that modern technology has developed into - (to this point) "to now have made possible - (((a way for us to design our own lifestyles.")))

                            Because if we don't take this step in the evolution of humanity - at this point in time.
                            Then - (then get ready to hold on to your helmets) " and warn your children and grandchildren to do the same & to be ever on the alert to duck and cover."
                            Because of "your oblivious belief in" ((and your oblivious compliant use of)) the convenience of "MONEY" and money generation systems; -
                            You may consider this a warning.
                            Because your continued oblivious compliance.
                            WE all will most probably suffer the consequence of the convenience of money powered lifestyles in that it always tends to continue in its un-natural cycle of creating inadvertent Wars.
                            Because of our lazy tendency to seek and easier more convenient way than to toil by the sweat of our brow (for our sustenance.)
                            Because all we really needed to do was learn Faith trust and belief in God & each other instead of money.
                            We only needed to believe that if we put the right governance rules in place within our village populations - and if we assemble the like Minds into Village sized populations who agree by signed contract to volunteer to help each other manage are village lifestyle to the best of our ability (((or else risk the possibility of being voted out of our village and back into the money monger world of capitalists overloading control))) to naturally procure our sustenance by finding sufficiency in minimalism and volunteering to help each other to procure and nurture the natural Provisions systems "which actually" - was - all that was necessary to supply a more happily contented & more healthy lifestyle, for a simple Village population maintained lifestyle.
                            Instead of a pre-designed capitalist overlord "controlled", money powered, overbearing Earth poisoning lifestyle - we had been inadvertently born into as slaves (to money generation systems) for the wealthy.

                            • Penelope White
                              Penelope White  3 days back

                              C'est une CANARDE!!! L'argent devien OBSOLETE> Finalment : A chaque vous droite avoir: A chaque votre merite. MERCI monde du computer: JUSTICE FINALMENT!!!

                              • Pierre Jean Jouve
                                Pierre Jean Jouve  3 days back

                                Time for plan B, buy bitcoin!

                                • Heidi Embrey
                                  Heidi Embrey  3 days back

                                  we need to ban usury, and take our land and resources back, yesterday.

                                  • Work With Nature - How to Grow Food!

                                    Gold standard.

                                    • Yeshua Bought
                                      Yeshua Bought  5 days back

                                      There is nothing democratic about socialism.

                                      • Andrew dickson
                                        Andrew dickson  5 days back

                                        Have you not heard, going cashless soon and charge you for every transaction at least while the electrics are on.

                                        • War N Peace
                                          War N Peace  5 days back

                                          What about Deutsche bank?

                                          • GGR TheMostGodless
                                            GGR TheMostGodless  1 weeks back

                                            Why is everyone surprised that the rich keep getting richer in a CAPITALISTIC system?? that is what the system, the STRUCTURE of it is designed to do... so borrow money and get to it people.
                                            This program is alarmist, it says money is cheap, and almost free, and yet tells workers to panic instead of borrow and open YOUR OWN BUSINESS!! I mean if it is that easy as they say at first, why put people in panic about their jobs??

                                            • Gideon Ekoriko
                                              Gideon Ekoriko  1 weeks back

                                              Capitalism has been at the core of inequality in humanity

                                              • Putochingarkabron A
                                                Putochingarkabron A  1 weeks back

                                                What's new? Pyramid scheme is everywhere.
                                                They can take money but they will never weight more for human value, and they can't take money once they die.

                                                • DifferentialTim
                                                  DifferentialTim  1 weeks back

                                                  Very Simple- Things are what they are in time- SO back in 2008, the GFC and crash and reset then you can buy up cheap investments. We are the end of a 10 year run again and this world crash reset is for other reason but the maths is still is the same and DEBT this time is high everywhere and thus zero rates as everything has stalled.
                                                  So the big smart guys are selling out of everything and hoarding cash and gold for big buy ups soon. NOTE this!
                                                  So just wait, be patient and TRUST the maths and history as most dont understand these things and thus get CAUGHT when crashes happen. you are aware but impatient to get this over with . You cant force the crash. It will happen when the numbers and situation and triggers happen. Brexits, HK /China police crossing the border. War with china over trade or the China sea take over. Massive personal debt and jobs dissapearing and then default rates skyrocketing and dumping houses onto the market all at once everywhere, not just the US this time?

                                                  Every finance channel is warning and all the govts are very nervous now so thats it. Its imminent. Just be patient...

                                                  • Lisa Rose
                                                    Lisa Rose  1 weeks back

                                                    .01% would be $1.00 for every $100.00 per month divided by 12 months would be .08 cents per month, which is terrible. I wonder if banks will ever try to offer .0001% which would be one penny per one hundred dollars per month.

                                                    • Agapios Agapiou
                                                      Agapios Agapiou  1 weeks back

                                                      If you treat money as a wealth making tools then you will be reach!

                                                      • roger johnson
                                                        roger johnson  1 weeks back

                                                        The system is built by the rich and for the rich. Many are philanthropists who use it to retain their wealth.

                                                        • Hoover E Londono
                                                          Hoover E Londono  1 weeks back

                                                          Money os created out of thin air to make it grow .....hopefully

                                                          • Simon Collins
                                                            Simon Collins  2 weeks back

                                                            What a load of left wing bollox that was.
                                                            A that orrible patronizing condescending voice over, I think she's more used to doing children's television than economics

                                                            • K L
                                                              K L  2 weeks back

                                                              Twas ever thus ! . . . siiiigh !

                                                              • Fabricio Fercher
                                                                Fabricio Fercher  2 weeks back

                                                                Economy is a balanced system based on inventories. We never had that.

                                                                • Umesh Bagri
                                                                  Umesh Bagri  2 weeks back

                                                                  Great video, thanks.

                                                                  • AH AH
                                                                    AH AH  2 weeks back

                                                                    buying and storing wealth in physical gold is the only way... Everything else is air... poof...

                                                                    • Sarojinidevi Thambapillai

                                                                      If rich can’t afford to eat cake that ok but if poor can’t eat bread that where problems start what do you going do so act early work on the problems figure it early try to solve it

                                                                      • G Greek
                                                                        G Greek  2 weeks back

                                                                        Everything right, apart from reducing states debt. The system needs to change rather than reducing debt (the only way now the latter can happen through the current system is just by reducing deficit and implementing austerity)

                                                                        • Paul
                                                                          Paul  2 weeks back

                                                                          Turn the world into a casino where the Proles are the chips to be thrown around and used up.

                                                                          • Carlos Ayala
                                                                            Carlos Ayala  2 weeks back

                                                                            The CRIMINAL and Crooked corporations like the Rothschilds, George Soros, Bill Gates and others are involved in the manipulation....!!
                                                                            Is Happening in every corner in the World. This is Happening right now in Canada...!!

                                                                            • Abeonthehill
                                                                              Abeonthehill  2 weeks back

                                                                              this is the debt-based money leveraging. if i did this i would be jailed for Fraud however, the bankster’s give kickbacks to the ruling elite’s that create Legislation to allow this. If they lend my money out 9x then i should get 70-80% of the profit’s from this deposit leveraged Money !

                                                                              • Chaplin
                                                                                Chaplin  2 weeks back

                                                                                15:35 Too lazy to rake leaves. Throws bird feed into the leaves cuz hey... I'm on camera

                                                                                • Henry Millstone
                                                                                  Henry Millstone  2 weeks back

                                                                                  Physical cash into a safety deposit box? Much better to buy bitcoin, that paper will just become worthless over time.

                                                                                • rudeboys28712
                                                                                  rudeboys28712  2 weeks back

                                                                                  this is a documentary about millionaires crying about billionaires because everyone interviewed seemed to have a lot of money. One guy had Mercedes S550 and driver, talking about where is the money coming from and his nice office, another guy was a stockbroker and so on.

                                                                                  • Inarysa Ohm
                                                                                    Inarysa Ohm  3 weeks back

                                                                                    America is the crap fault for the fall of economy today

                                                                                    • balukkful
                                                                                      balukkful  3 weeks back

                                                                                      the guy is almost dead and is complaining of his investments not getting more interest rate.

                                                                                      • Brian Beeler
                                                                                        Brian Beeler  3 weeks back

                                                                                        The music at 25:06 is "Nobody Speak" from DJ Shadow and Run the Jewels. Awesome song.

                                                                                        • cswann8
                                                                                          cswann8  3 weeks back

                                                                                          Paused at 0:07 Lets look at that statement "Never before has there been so much money". I just wanted to take a second and point out that "Money" isn't what a lot of people think and it damn sure isn't what it used to be.
                                                                                          Money is a number. It's a number on the balance sheets of the worlds central banks. And just like numbers that we use in theoretical math problems from "if I have 3 apples and I pick 5 more, how many apples do I have?" to "calculate the mass of all the matter in the universe", money today is a thought construct. The supply of money can be increased with a few keystrokes.
                                                                                          So, before we let a statement like "Never before has there been so much money" inspire any awe...lets keep in mind that this is only a result of the worlds banking cartel changing the definition of money, and thereby making it completely within their control. It's not like they have to pay people to dig money out of the ground.

                                                                                          • Greg Pamplona
                                                                                            Greg Pamplona  3 weeks back

                                                                                            scary truth....

                                                                                            • mark schuette
                                                                                              mark schuette  3 weeks back

                                                                                              the rich get richer via cheap subsidize energy- that competes favorably with labor. and thus pollution from dirty energy is subsidized thus degrading life for the laborers- a double wammy.